Tracy will work with your schedule when setting up consultations and follow-up appointments. If you need an evening or a Saturday opening, she’ll make it happen. Furthermore, if you need an emergency filing, she’ll work hard to get you a same day appointment.
Just because you owe money to another person, a bank, a credit card company, a landlord or another party doesn’t mean you’ve signed away Kentucky Bankruptcy Lawyer your legal rights. Federal and state debtor-creditor laws explain both the legal rights and obligations of debtors (people who owe money) and creditors (those who are owed money). Your lawyer can discuss the pros and cons of debt settlement, garnishment, personal bankruptcy and other possible solutions.
Therefore, not only will we inform you of your rights, but we will also help you defend them. Most importantly, a foreclosure attorney represents you in court, ensuring that you follow all the procedures and processes. They also help you fill out paperwork, meet important deadlines, and even achieve a loan modification if necessary. We explore all possible options on your behalf, helping you decide which course of action is best for you. If you’re facing foreclosure and you want to defend against it, working with a foreclosure attorney is your best bet. Defending against a bank, a mortgage company, or another lender can often be a confusing process.
Make Sure That There Is Proof Of Debt
Along with the above resources, there are many other state and federal agencies that can help those struggling with debt. Speak with an experienced attorney to fully explore your options and discuss potential tax consequences. If they see a significant increase in income, they will be asked to increase their monthly payments. A debtor’s failure to report increased income brings the risk of bankruptcy case dismissal, losing their right to a debt discharge, and even punitive bankruptcy fraud charges.
We will help you and your family get through the legal process, from beginning to end, with confidence. If you need a competent Louisville bankruptcy lawyer to help you with any issue concerning consumer or business bankruptcy, look no further than Schwartz Bankruptcy Law Center. Many people wonder what percentage they should aim for when attempting to settle their credit card debt through debt settlement. As a debtor, you’ll want to try to settle for a small percentage of your debts.
Contact A Jefferson County Bankruptcy Lawyer Today
Once your questions have been answered we’ll get to work drafting a suite of documents which make your wishes clear and provide for your loved ones as you see fit. Generally, creditors will only show up if they suspect the debtor has lied or misrepresented certain information. Your bankruptcy trustee will also ask you questions under oath, so make sure that you are completely truthful with your answers. If the meeting ends up being a bit long, it may be continued to another date. You and your attorney must gather many financial documents, as well as copies of your credit reports, a list of all your debts, and a list of all your creditors. The important financial documents you must gather include the following.
I have been practicing bankruptcy law primarily since 2016 and I truly enjoy the work that I do. The quick and complete relief I am able to provide my bankruptcy clients makes all of the hard work worth while. My career has been solely focused on helping people file for bankruptcy under Chapter 7 and Chapter 13 since 2007. It enables individuals with a steady income to develop a strategy to repay all or part of their debts.
You need to know that there are options for resolving your medical debt. If you are overburdened by existing medical debt, give us a call for your Free Bankruptcy Consultation. Other areas of law often involve some sort of loss, but that’s usually not the case with bankruptcy.